Howard Charles

Heinecke

Howard C. Heinecke, age 80 of Summerfield, FL passed away on 11/4/2026 due to complications of Alzheimer's Disease.

Howard was born at Eglin AFB, Florida and was raised in Valparaiso, FL to Howard E Heinecke (who passed at 83 due to complications of Alzheimer’s Disease) and his mother, Grace Wright Heinecke (who passed at age 86 due to a massive heart attack. He has two sisters, Joan Heinecke Kunz, who is 97 and lives in Idaho. His sister, Ethel Heinecke Bauer, who passed away at the age of 83 due to complications of Alzheimer’s disease. Ethel suffered 21 years with this unimaginable disease.

Howard graduated from Choctawhatchee High School and received a Bachelor of Science from the University of Florida.

In 1968, Howard enlisted as a Sargeant for 3 years in the Army 101st Airborne Unit and served in Vietnam, receiving the Bronze Star, 3 Air Medals and several more medals.

After serving his country, Howard received a master’s degree at the University of Wyoming in Business.

Howard became as Assistant Vice President at the headquarters of United Banks in Colorado. Later, became Vice President for First Interstate Bank in Utah and then Vice President of Marketing for the headquarters of Zions Bank in Salt Lake City, Utah.

Howard leaves behind his wife, Rosemarie Pensabene-Heinecke. They have been together for 32 wonderful years. They traveled the world together. Howard loved travelling to new places, especially in Europe, golf, scuba diving, playing duplicate bridge, and dancing. His favorite music was classics from the 60's and 70's.

Donations to the Alzheimer's Association in Howard’s name would be greatly appreciated.