Joan Margaret Koch, 81, of Ocala passed away September 13, 2016.  Born in Philadelphia, PA she has been a resident of this area for 19 years.  She was a retired Naval ship yard finance clerk and is survived by her loving husband, Frank; sons, Jim, Mike, Jerry and Frank; daughter, Suzanne.  Visitation will be held at Baldwin Brothers Heritage Chapel (954 E. Silver Springs Blvd. Ocala, Fl 352-236-5884) on Saturday, Sept. 17th from 4-6PM.